• Taj Mahal India

    How to Apply for a Tourist Visa to India

    India is a land with a rich and varied cultural heritage. It is a vast country containing almost every kind of flora and fauna housed by a regular continent because of which India has been called a subcontinent by itself. Because of this marvelous architectural, religious, cultural and natural beauty, India has become one of the favorite international tourist destinations among the travelers residing all over the world. Thus, the concern regarding the application for a tourist Visa to India has grown among the tourists and, hence, this issue requires a proper guidance and clarification.

  • Reduce, Reuse, Recycle

    Maybe Recycling is Not Enough

    When it comes to saving the planet, many people focus on the "three r's:" Reduce, reuse, and recycle. I also focus on all three of these things. I try to reduce the amount of stuff that I purchase, reuse things until their useful life has run out, and recycle whenever possible. As a personal finance writer, I realize that reducing and reusing are the most important out of the three r's to help save money.  I also realize that recycling is good, but it doesn't help us to save money and it isn't enough to save our planet.

  • Compound interest is a big deal

    How Does Compound Interest Work?

    We have all heard that compound interest can help us become wealthy. Even Albert Einstein knew this when he famously said: "Compound interest is the 8th wonder of the world. He who understands it, earns it . . . he who doesn't . . . pays it." But unless you remember the lessons from your high school Algebra classes, you may not really understand how compound interest works. Don't worry, I'm here for you! Not only will this article help you to understand exactly how compound interest works, but it will also show you the power of compound interest by using a few examples.

  • coronavirus

    Exponential Growth and the Coronavirus

    As a high school math teacher, I have absolutely no training in thinking about the spread of infectious diseases like the coronavirus. However, looking at numbers is what I do on an everyday basis, both professionally as a math teacher as well as with money in my personal life.  Unfortunately, the numbers are telling me that the coronavirus is going to get pretty bad. 

  • How to Build Wealth in Your 30s

    30 Ways to Build Wealth in Your 30s

    Your 30s can be one of your best decades ever for building wealth. You may finally have a job that you want to base your career around and you may have started to build some wealth. But your 30s can also be very difficult financially, as you may be starting a family, preparing for your kids to go to college, thinking about saving for retirement, and even trying to keep up with the Joneses. Fortunately, there are some great moves that you can make with money in your 30s to put you on the right path financially. Here are 30 things that you can do to build wealth in your…

  • Rice

    Preparing for the Coronavirus Without Breaking the Bank

    As my friends and family know, I´m a pretty laid back guy. I am also generally optimistic, believing that things will always work out even in the face of difficult odds. However, I also think that it makes sense to be prepared. Just like you, I don´t know if the COVID-19 coronavirus will affect many people in the United States or whichever country you live in. But I also know that we will be happy to be prepared if it does impact the area that we live in.

  • Travel for Free With Credit Card Rewards

    Setting Up a Travel Credit Card Rewards Meeting With an Expert (Me)

    Credit card rewards can be used to get free travel, but most people just don´t know where to start. I have written about each of these questions extensively, but sometimes it helps to do more than just read about these topics. Sometimes it helps to sit down and actually talk to someone who has used credit card rewards before.  As someone who has saved over $30,000 in travel myself and who has advised many others, I have decided to be that guy for you. 

  • Live Forever

    Artificial Intelligence and The Singularity: Why You May Live Forever

    One of the things that should be the most precious to us is time. Even billionaire investor, Warren Buffett, knows this: "It's the only thing you can't buy. I mean, I can buy anything I want basically but I can't buy time." As everyone knows, we only get a certain number of years on this Earth. 78 is the average, or 90 if we get lucky. No matter what, time is the only non-renewable resource that exists. Or is it . . . ? Some people believe that medical and technological advances will eventually lead us to a point where people can live drastically longer lives. 100 years might become…

  • Financial Advisor

    Fire Your Financial Advisor and Become Rich

    To meet any of our goals with money, it helps to make sure that both our big and small expenses are under control. Therefore, many financial websites focus on eliminating small expenses (like getting coffee out), while also working on larger expenses (like buying used cars). However, one of the largest expenses that most people don't focus on is the cost of a financial advisor. A financial advisor may charge between $1,000 and $2,500 for the creation of a financial plan or $150-$300 per hour. Although this is a large dollar amount, having to pay $1,000 or $2,000 for a financial plan is not the reason that we should fire…

  • Ode to Laz Backyard Ultra

    The Story of Will Hayward and Big’s Backyard Ultra

    This summer, I am running a race known as a "backyard ultra." The basic premise of this race is that participants will run 4.167 miles every single hour. Participants will continue running 4.167 miles each hour for as long as they can keep going, with the last person standing being declared a winner. Sounds kind of crazy, right? The race that I am running is called the Ode to Laz, set as a tribute to Lazarus Lake. If you know Laz, you probably know him as the founder of The Barkley Marathons, a 100+ mile race through the hills of Tennessee. For those that have watched the documentary on Netflix…